Jan 17, 2020 | Interest Rates, Retirement
In Credit Suisse’s 2018 Global Wealth report, New Zealand was ranked the world’s sixth richest country. Only the US, Belgium, Switzerland, Norway and Australia ranked above us. This works on average wealth per person of course, and there are big differences between...
Aug 16, 2019 | Interest Rates, Investment, KiwiSaver, Retirement
Firstly, I want to point out the title of this article. Had I titled the article, “What is an inverted yield curve and why does it matter?” would anyone actually have been interested in reading it? Because I mentioned recession and hinted that we might be on the brink...
Jul 10, 2019 | Interest Rates, Investment, Retirement
Two important considerations Although term deposits are very popular in New Zealand, there are two main reasons why you may not want to invest the bulk of your long-term investment or retirement assets in term deposits. You want a more secure investment You want a...
May 9, 2019 | Interest Rates, Investment, KiwiSaver
With the official cash rate in New Zealand being cut to an all time low of 1.5%, how will KiwiSaver and investment returns be impacted? Firstly, lets look at the direct impact of a lower interest rate on KiwiSaver. Only a very small proportion of...
