Oct 20, 2023 | Interest Rates, Investment, Retirement
I have had a few people starting to ask me this question recently, so I thought I’d put something together that will help answer this for everyone. It’s a totally fair question and I understand why people are asking! We are currently in a high interest rate,...
Mar 30, 2023 | Interest Rates, Investment
Those following the news will have noticed that three US banks went into a government-controlled bailout this month, Silicon Valley Bank and two rival banks. Silicon Valley Bank was relatively big being one of the top 20 largest US banks. The Silicon Valley Bank was...
Jul 22, 2022 | Interest Rates, Investment
On November 15, 2020, the New Zealand Herald ran an article titled, ‘What negative interest rates would mean for borrowers and savers’. It said that the Central Bank was seriously considering negative interest rates as an option to stimulate the economy in the...
Mar 16, 2021 | Interest Rates, Investment, KiwiSaver
Stuff posted an article last week entitled “KiwiSaver investors told: Conservative funds have become riskier”1. This article explains what they meant by this statement, but also why it is fundamentally wrong. It does highlight something that investors should be aware...
Jan 17, 2020 | Interest Rates, Retirement
In Credit Suisse’s 2018 Global Wealth report, New Zealand was ranked the world’s sixth richest country. Only the US, Belgium, Switzerland, Norway and Australia ranked above us. This works on average wealth per person of course, and there are big differences between...
Aug 16, 2019 | Interest Rates, Investment, KiwiSaver, Retirement
Firstly, I want to point out the title of this article. Had I titled the article, “What is an inverted yield curve and why does it matter?” would anyone actually have been interested in reading it? Because I mentioned recession and hinted that we might be on the brink...
