Oct 20, 2023 | Interest Rates, Investment, Retirement
I have had a few people starting to ask me this question recently, so I thought I’d put something together that will help answer this for everyone. It’s a totally fair question and I understand why people are asking! We are currently in a high interest rate,...
Mar 30, 2023 | Interest Rates, Investment
Those following the news will have noticed that three US banks went into a government-controlled bailout this month, Silicon Valley Bank and two rival banks. Silicon Valley Bank was relatively big being one of the top 20 largest US banks. The Silicon Valley Bank was...
Oct 5, 2022 | Investment, Retirement
1. Set some goals Where do you see yourself in the future? What are you trying to achieve? The most important start to getting on track financially is to know where you want to get to. You may want to: Retire early Travel lots Be able to help your children more...
Jul 22, 2022 | Interest Rates, Investment
On November 15, 2020, the New Zealand Herald ran an article titled, ‘What negative interest rates would mean for borrowers and savers’. It said that the Central Bank was seriously considering negative interest rates as an option to stimulate the economy in the...
Apr 22, 2022 | Investment, KiwiSaver
With KiwiSaver and investment balances dropping since the start of the year, there may be the temptation to reduce or even stop your contributions. Why would you keep putting money into something that was going backwards after all? Before making any changes, it’s...
Apr 22, 2022 | Investment, KiwiSaver
We’re not exactly sure of the recipe required to bake fast rising prices into the economy but we’re pretty sure of the ingredients. You will commonly need – disruptions in free-flowing trade shortages in goods surplus money in the economy, such as that...
