Inflation is here, that’s why you own shares

Inflation is here, that’s why you own shares

  We’re not exactly sure of the recipe required to bake fast rising prices into the economy but we’re pretty sure of the ingredients. You will commonly need – disruptions in free-flowing trade shortages in goods surplus money in the economy, such as that...
Have Conservative Funds become Riskier?

Have Conservative Funds become Riskier?

Stuff posted an article last week entitled “KiwiSaver investors told: Conservative funds have become riskier”1. This article explains what they meant by this statement, but also why it is fundamentally wrong. It does highlight something that investors should be aware...
Why Having a Financial Plan is Important

Why Having a Financial Plan is Important

  Have you ever gone to the airport with your bags packed and boarded a plane without having any idea where it is going? As much as we might miss air travel now, it is unlikely we would board without knowing the destination. It is hard even to pack properly...
What is Investment Risk?

What is Investment Risk?

  When it comes to our money and finances, we often get asked how much risk we want to take, and what “level of risk” we are comfortable with. This is a really difficult question to answer as risk means different things to different people, and what does risk...
Changes in KiwiSaver Annual Statements

Changes in KiwiSaver Annual Statements

This year, there will be a new addition to your KiwiSaver annual statement. For the first time this year, KiwiSaver providers have been required to let members know about two numbers with big long-term significance: How much your KiwiSaver is on track to be worth by...