5 Steps to Building Financial Resilience

5 Steps to Building Financial Resilience

1. Assess your current situation Uncertainty can be a major source of anxiety To determine the source of stress and if it’s warranted, take stock of your: “Financial self-awareness is positively associated with greater financial satisfaction, and stronger...
Budgeting the “Barefoot” Way

Budgeting the “Barefoot” Way

  Budgeting is the core to every financial plan, but we all hate doing it. Being on a “budget” can feel restrictive, and often is often not very successful as a result. I have read a number of books and papers on budgeting over my years as an adviser,...
KiwiSaver and Your First Home

KiwiSaver and Your First Home

  Apart from retirement, the other main reason you can apply to withdraw from your KiwiSaver is to help purchase your first home. This article explores how First Home Withdrawals work and what you need to know.   Who can apply to withdraw?   FIRST HOME...
A Focus on KiwiSaver Fees

A Focus on KiwiSaver Fees

As an organisation, BWT Financial Limited chooses to work with Booster for KiwiSaver as the sole provider. I often get asked about the fees on Booster KiwiSaver Schemes, and so have put the current information in what I hope is a clear way below. A number of people...