Our job is to make sure you never run out of money. We meet regularly, catch up on changes in your lives and find out what’s happening with the wider family. We will help guide you through the best retirement you can have and will keep you on track so that you can enjoy your lives knowing that someone else is taking care of the long-term plan.

We have a number of tools at our disposal to help with our discussions, including calculators that will show how long funds will last given different levels of income being drawn from them and will update these with you over time.

Your goals will be the starting point: What do you want your retirement to look like; do you plan to travel; do you want to help the family financially; is it your plan to have a new car every 5 years; do you want to give money to charity? All these goals are discussed in detail and we work with you to come up with a plan that will suit your lifestyle whilst ensuring you can continue to have the lifestyle you want.

Whilst we can simulate what might happen to your money over time, what is more important is the effect this has on your goals. Are you more or less likely to achieve the income you want? What changes can we make to improve your chance of success? We regularly review your investment against your goals and ensure you stay on track to achieve the retirement you want.